

*Subject to financial circumstances. Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. You must be at least 18 years old. Credit provided by Klarna AB.


Choose from either direct bank transfer or credit card to make a purchase. With an immediate transaction confirmation your order will be processed immediately.
Convenient and secure. Click. Done.

Select 'Pay later in 3 interest-free instalments' at the checkout.
Split your payment into 3 equal instalments over 60 days.
The first instalment is taken when your order is confirmed.

Try before you buy and pay 30 days later for what you keep.
Just select ‘Pay Later’ at the checkout and Klarna will send you an email reminding you to pay!

Pay for all active purchases on one monthly invoice. Due date for the invoice is the coming month.
Klarna will send you an email reminding you to pay on your due date.
These are subject to varying fees*

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

To use Pay Later you must be at least 18. You must have a valid postal address. Whilst these options are widely promoted, they are subject to individual financial circumstances.

You can review your latest klarna invoices at any time by logging in at klarna.com. If you need further assistance, visit Klarna’s customer service. Remember to make payments on time. Not doing so could harm your credit rating.
PAY LATER FAQs
Who is Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
How does Pay Later work?
Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk.
Am I eligible for Pay Later?
To use Pay later you must be at least 18. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating.
How can I increase my chances of being accepted by Pay Later?
Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability.
If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.
All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
What do I need to provide when I make a purchase?
If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.
Will a credit search take place against me?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Badrhino run credit searches against you that could impact your credit rating.
Why have I not been offered Pay Later?
Although Pay later is widely promoted it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout.
How do I make repayments to Klarna?
You can pay any time within 30 days of your purchase. Late fees may apply. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details.You can see both past and future payments using the Klarna app.
What are my payment options with Klarna?
You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.
What happens if I cancel or return my order?
As soon as we have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.
What happens if I don’t pay for my order?
Payment is due 30 days after the item is shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too.
I have been asked to go to Klarna’s site. Is this correct?
If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card.
Is my payment information safe?
Payment information is processed securely by Klarna. No card details are transferred to or held by Badrhino. All transactions take place via connections secured with the latest industry standard security protocols.
Can I pay before the due date?
You can pay for your order at any point after you receive the email from Klarna with the details of your payment on. Just follow the instructions on this email to pay for your order.
Have you received my payment?
If you pay by card, we will confirm your order right away. If paying by Pay later, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com.
How do I return or exchange an item purchased with Klarna?
Returning an item with Klarna is now easier than ever before, you can take your Bad Rhino purchase to any one of our Yours Clothing stores in the UK or Ireland, and our brand ambassadors will process the refund there and then for you, it might still take up to 5 days for it to be refunded on your Klarna account. Items purchased with Klarna follow our standard return process. Please note, refunds for Klarna purchases will be refunded from Yours Clothing to Klarna. We cannot provide an exchange or cash refund. When the refund is processed, any upcoming payments you have to Klarna will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed receipt of any return goods, you will be liable to continue to make your payments to Klarna. You can view the details by logging in to your Klarna account.
What happens to my statement when I’ve returned the goods?
Once Yours Clothing has received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.
I’ve received a statement, but I’ve not yet received my goods.
You have 30 days to pay, so you don’t need to pay right away. If your due date is near and there is no sign of your goods, please contact our customer service team to check on your delivery. You can also contact Klarna’s Customer Service so that we can postpone the due date on your payment.
I have cancelled my order. How long will it take until I receive my refund?
As soon as the store has registered your cancellation or your return, the refund will be processed within 5 business days.
I have asked for a refund. How will I be refunded?
If you have paid for your order with card, the refund will be made back to the same card. If you have not paid the statement yet, then the refund will reduce the statement or cancel it completely.
I haven’t received an email with my statement/payment information.
If you do not have your statement number to hand you can log in at www.klarna.com/uk, where you will find all of your orders and be able to make payments. Alternatively, you can contact Customer Service and they will be able to provide you with the payment details.
PAY LATER IN 3 FAQS
Who is Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
How does Pay later in 3 work?
Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Yours Clothing and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.
Am I eligible for Pay later in 3?
To use Pay later in 3 you must be at least 18. Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances. When choosing Pay later in 3, our assessment will not affect your credit rating.
How can I increase my chances of being accepted for Pay later in 3?
Klarna is unique and offers Pay later in 3 based on a number of factors such as the order value, previous order history and item availability.
If you are 18 or over, you can improve your chances of being offered Pay later in 3 by ensuring you provide your full name and accurate address details and shipping to your registered billing address.
All orders are assessed individually. Just because you have been accepted for a Klarna payment method before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
What do I need to provide when I make a purchase?
If you want to make a purchase with Klarna using Pay later in 3, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information.
Will a credit search take place against me?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Badrhino run credit searches against you that could impact your credit rating.
Why have I not been offered Pay later in 3?
Although Pay later in 3 is widely promoted it is not always universally available. The Pay later in 3 payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.
What are my payment options with Klarna?
Payment for your Pay later in 3 will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment. Visit our FAQ page here to find out more about using Klarna. https://www.klarna.com/uk/customer-service
What happens if I cancel or return my order?
As soon as Badrhino have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.
What happens if I don’t pay for my order?
Klarna will automatically attempt to collect your payment for your Pay later in 3 purchase at Badrhino from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment.
I have been asked to go to Klarna’s site. Is this correct?
You can view all of your Klarna purchases and payment schedule simply by logging onto www.klarna.com/uk.
What do I need to provide when I make a purchase?
If you want to make a purchase with Klarna you need to provide your name, address, email address and mobile phone number. For some orders you may need to provide your date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important that you give us the correct details, as otherwise you will not receive the payment information.
Is my payment information safe?
Payment information is processed securely by Klarna. No card details are transferred to or held by Badrhino. All transactions take place via connections secured with the latest industry standard security protocols.
Can I pay before the due date?
No, this is not currently possible for Pay later in 3 purchases.
Have you received my payment?
Klarna will notify you via email and push notification when a payment is due and when this has successfully be collected, or in the unlikely event of your payment failing. If a payment has been collected but you have not received payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com/uk.
What happens to my statement when I’ve returned the goods?
Once Yours Clothing has received the return (partial or full) and you have received their confirmation of this, an updated statement with an adjusted payment schedule will be sent to you by Klarna if you've made a partial return. With a full return, we shall refund any payments collected and cancel any future scheduled payments.
How do I return or exchange an item purchased with Klarna?
Returning an item with Klarna is now easier than ever before, you can take your Bad Rhino purchase to any one of our Yours Clothing stores in the UK or Ireland, and our brand ambassadors will process the refund there and then for you, it might still take up to 5 days for it to be refunded on your Klarna account. Items purchased with Klarna follow our standard return process. Please note, refunds for Klarna purchases will be refunded from Yours Clothing to Klarna. We cannot provide an exchange or cash refund. When the refund is processed, any upcoming payments you have to Klarna will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed receipt of any return goods, you will be liable to continue to make your payments to Klarna. You can view the details by logging in to your Klarna account.
I've received a statement, but I've not yet received my goods.
In the event that your goods have not been received please call Badrhino to check on your order and delivery status. You can also contact Klarna’s Customer Services so that we can postpone the due date on your payment.
I have cancelled my order. How long will it take until I receive my refund?
As soon as the store has registered your cancellation or your return, the refund will be processed within 5-7 business days.
I have asked for a refund. How will I be refunded?
Refunds shall be issued back to the debit or credit card which was originally entered at checkout.
I haven’t received an email with my statement/payment information.
You can log in at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
I still have questions regarding payment, how can I get in touch?
Visit Klarna’s Customer Services for a full list of FAQ’s, live chat and telephone options.
MONTHLY INVOICE FAQS
What are Monthly Invoices?
Monthly invoice is an ongoing service provided by Klarna and which gathers the actively selected purchases you make during a month on one and the same invoice. The monthly invoice collects all purchases you make with Klarna Monthly invoice.
When is the due date of my monthly invoice?
The due date is the day of the month that you must pay your Monthly Invoice. Before the due date, the last day occurs when new purchases can be added to your Monthly Invoice ("Breaking Day"), after which the invoice is sent. The date of the Breaking Day may vary, and Klarna reserves the right to change the Breaking Day and due date to improve the product experience. As a customer, you are guaranteed a minimum credit period of 14 days from Break Day to due date. Monthly invoice purchases made with your Klarna card before the Break Day will be collected on the same Monthly Invoice. All other purchases you make with Monthly Invoice will be added to the same Monthly Invoice if the goods are sent or if the service has been made available to you before the Break Date.
How do I cancel my invoice?
The Monthly Invoice service has an unlimited term. You can terminate the Monthly Invoice service at any time in Klarna's customer portal, on Klarna's website or by contacting Klarna's customer service. Your termination will take effect immediately. For purchases made before but delivered after your termination, a Monthly Invoice for that purchase will still be sent. New purchases made after your termination will be handled as separate Get First - Pay Late Invoices.
What Costs and Fees are involved?
A fee of SEK 29 is charged for each Monthly Invoice. As soon as you have made a purchase through Monthly Invoice, we will automatically create a Monthly Invoice for you. A payment reminder is sent in the event of non-payment. If you have shopped for less than SEK 60, a reminder fee of SEK 29 will be added, and if you have shopped for SEK 60 or more, a reminder fee of SEK 60 will be added. If no payment is received thereafter, the claim may be submitted for debt collection management where additional debt collection costs may be added.
Will a credit search take place against me?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Badrhino run credit searches against you that could impact your credit rating.